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22

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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Stockton-on-Tees

KPM Financial Services

15 The Beeches, Stockton-on-Tees, Billingham TS23 2RJ, UK – 01642 534572

KPM Are great. They helped me to get a mortgage when I got my discount back through the Right to Buy scheme. Thanks Kevin. I dont know what I would have done without you... well I do, I would have got a terrible deal from my bank!

Holistic Finance Ltd

Gloucester House, 72 Church Road, Stockton-on-Tees TS18 1TW, UK – 01642 265465

Kevin has been our financial advisor for over a decade. His advice and actions on our behalf have been invaluable. Our investments have increased in value way beyond those available through accounts held with high street banks/building societies. We are always reminded that there is a level of risk in making these investments, and our willingness to accept risk is carefully measured and factored into any financial decisions taken and any investments made. I have recommended Holistic Finance to close friends.....and I am happy to recommend their services more widely through this review. L.W. Scarborough

Kevin gives a personal service and provides regular analysis of the effects world events are having on our investments. Very happy with the advice provided

Prismatic Wealth Limited

Victoria House, Pearson Way, Thornaby, Stockton-on-Tees TS17 6PT, UK – 01642 661600

The team were absolute stars. A simple process that took the worry out of my retirement funding.

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Stockton-on-Tees.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.

Read current articles in MoneyWeek magazine.
HSBC Bank plc

136 High St, Stockton-on-Tees TS18 1LR, UK – 0345 740 4404

It's better than other banks when it comes to customer satisfaction.

After visiting my stockton branch today, i decided to let everyone know that it has to be the best branch by far! I have personal and business accounts and visit more one branch on a regular basis. Stockton has definately got the monopoly on customer service. Thank you too all the staff!!

Halifax

4, 6 Dovecot St, Stockton-on-Tees TS18 1AW, UK – 01642 399219

I cannot thank Halifax at Stockton High Street enough for helping me out in securing a bank account. Being from overseas the other banks here made it near on impossible to get an account. Halifax made it easy for me and the staff were nice.

Very helpful. The staff are nice, friendly and coordinated.

Lloyds Bank

27 High St, Cleveland, Stockton-on-Tees TS18 1SG, UK – 0345 300 0000

Due to the new pound coins being introduce and the advice of government to bank the old ones I took a substantial amount in to the bank, ok so far๐Ÿค‘ But not ever been a cashier I did not realise that you could not mix the new and old pound coins, the cash bags did not tell me not to? But this is where lloyds cashier was outstanding in her service to me, she could see my disappointment and embarrassment she organised a room for me to sort out the coins ๐Ÿ˜Ž This was not the banks problem or fault but went it went out of its way to help. Well done Lloyds

Banks

NatWest

123 High St, Stockton-on-Tees TS18 1NW, UK – 0345 788 8444

Kind and friendly staff. Would really recommend this branch.

Friendly and helpful staff. They always offer a chair to the very elderly and disabled customers. Highly recommend this branch for customer service.

Barclays Bank

49 High St, Stockton-on-Tees TS18 1AG, UK – 0345 734 5345

Good fast service. Very modern.

Nationwide

41 High St, Stockton-on-Tees TS18 1SA, UK – 0800 554 0833

Busy all the time.

It's dull bank from inside staff same grumpy

Building Societies

Darlington Building Society

21 High St, Stockton-on-Tees TS18 1SP, UK – 01642 672612

Yorkshire Building Society

31 High St, Stockton-on-Tees TS18 1SB, UK – 01642 694101

Nationwide

41 High St, Stockton-on-Tees TS18 1SA, UK – 0800 554 0833

Busy all the time.

It's dull bank from inside staff same grumpy

Mortgage Brokers

Jones Estate Agents & Mortgage Brokers

41 Bishopton Ln, Stockton-on-Tees TS18 1PT, UK – 01642 885511

very good company .jan is brilliant .

After working with Jones Estate Agents for a number of years, we have found them to be professional, helpful and courteous in every manner introducing good tenants who have been qualified. We have over 90 apartments in Stockton alone that we advertise with Jones Estate Agents. We have a 100% success rate with our tenants introduced through Jones - Very Highly Recommended ! 5 star service.

Mortgage Pathways

8 Harland Pl, Stockton-on-Tees TS20 1AN, UK – 01642 686033

We spoke to Stephen before we found our house, he explained roughly how much we could go up to, what costs were involved, and even explained the benefits of setting up our life insurance policies in trust. Once we found our home Stephen took care of everything, mortgage applications, dealt with estate agents and solicitors. Essentially we found our home and Stephen did everything to get us in. He was available even when the solicitors and estate agents were closed. Can not believe you do this for free. We highly recommend Stephen from mortgage pathways to anyone and see you in a few years when our fixed rate ends. Katherine and family

Can not thank you enough, you have made the process of buying our first home so easy. From dealing with the estate agents to the solicitors we would have not known what to do without you.... We will be recommending our friends to you when they are looking to move. Graham

Mortgage Advice Bureau

Digital House, 62 Dovecot St, Stockton-on-Tees TS18 1LL, UK – 01642 386319

Mortgages

Chilli Financial

Durham Tees Valley Business Centre, Orde Wingate Way, Stockton-on-Tees TS19 0GD, UK – 0845 058 0513

Will Assist Mortgages

47 Aiskew Grove, Cleveland, Stockton-on-Tees TS19 7RB, UK – 01482 240224

Mortgage Compare

Stockton Business Centre, Brunswick St, Stockton-on-Tees TS18 1DW, UK – 0330 001 0901

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